No legal term is clearer to me than those that describe situations that I have been in. I had always heard the word
lien mentioned here and there. I knew from an early age that it was pronounced like the word lean but spelled differently. I had a foreboding ring to it, but I was never able to pinpoint its definition. Now, I am more than certain about what a lien is.
The Merriam-Webster Collegiate Dictionary defines a lien as "A charge upon real or personal property for the satisfaction of some debt or duty ordinarily arising by operation of law." The Spanish word for lien is
gravamen or
derecho de retención.
And now for my own lien experience: When my wife and I bought a house a little over a year ago in Santiago, the former owner assured us that there were no debts, liens and no encumbrances on the property. He did mention that he had previously hooked up piped natural gas to the house and had subsequently disconnected it. Now there is a tank outside that needs to be filled by a truck every so often. There was mention of an outstanding debt to the gas company, but that this matter was in litigation.
Not so. The gas company called us and sent us notices. The current owner of the property was, unfortunately, the current debtor. So instead of letting the interest accumulate, we paid off the debt. End of story. There is nothing better than reality to learn about the law.